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February 06, 2012

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Accident Terms and Definitions

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Policy
Written contract of insurance.

Negligence
The absence of ordinary care.

Broker
A person who for payment of a fee procures insurance on your behalf.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Limited Tort
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Contact our New Mexico Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

In 2004, 1,638 Children Ages 14 Years And Younger Died In Motor Vehicle Crashes
In the United States during 2004, 1,638 children ages 14 years and younger died as occupants in motor vehicle crashes, and approximately 214,000 were injured. That’s an average of 5 deaths and 586 injuries each day. Half of those children were not wearing seat belts.

Newsroom

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte (“Operation Colla...
Read more >

Median Barriers Could Have Prevented Traffic Accident Involving Drunk Driver
In a report adopted today, the National Transportation Safety Board determined that alcohol impairment caused a driver to lose control of his vehic...
Read more >

'Spare Tire' Might Protect Men During Car Accident
WEDNESDAY, March 1 (HealthDay News) -- New research suggests that a few extra pounds can be good for you -- if you're male and unlucky enough to be...
Read more >

More news >

Terms

Today's Terms

Towing & Labor Coverage

Definition:
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Insured

Definition:
The person(s) entitled to coverage in case of an accident or loss.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

New Mexico Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an New Mexico Car Accident Lawyers as soon as possible:

Alamogordo
Albuquerque
Anthony
Artesia
Aztec
Belen
Carlsbad
Clovis
Deming
Edgewood
Espanola
Farmington
Gallup

Hobbs
Las Cruces
Las Vegas
Los Alamos
Los Lunas
Portales
Rio Rancho
Roswell
Santa Fe
Shiprock
Silver City
Taos

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Car Accident Attorneys New Mexico.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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